GLOSSARY OF REAL ESTATE TERMS .. Master Plan -A long term plan created by the Planning Board. Clause – A clause which permits the placing of a mortgage at a later date which takes priority over an existing mortgage. Sub-Prime Loans-An industry term used to describe loans with less.

fixed-rate mortgage A mortgage whose rate remains constant throughout the life of the mortgage. flood insurance The Federal Flood Disaster Protection Act of 1973 requires that federally-regulated lenders determine if real estate to be used to secure a loan is located in a Specially Flood Hazard Area (SFHA).

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A mortgage covering at least two pieces of real estate as security for the same mortgage. This provides greater security for the Lender. It may be possible to get a "partial" release so the Borrower can sell one of the properties provided a suitable principal reduction is made.

Mortgage is a legal instrument that pledges the rights of ownership of an asset or property to a lender as security for a loan. Similar to a deed of trust, a mortgage is a security instrument used to finance real estate."Mortgages are utilized in lien theory states, whereas deeds of trust are used in title theory states, but they generally serve the same effective purpose.

How to Buy Commercial Property with 100% Financing! GLOSSARY OF . REAL ESTATE & FINANCIAL TERMS . As a resource for conference attendees, NIC has compiled this glossary of frequently used real estate and financial terms in the Seniors Housing and Skilled Nursing Industry. If there are terms/acronyms you recommend be added, please email . dcohen@nic.org.

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Glossary of Real Estate Terms Abatement Often referred to as free rent or early occupancy and may occur outside or in addition to the primary term of the lease. Above building standard Upgraded finishes and specialized designs necessary to accommodate a tenant’s requirements. Absorption rate The rate at which rentable space is filled.

SHOPPING SUPER MALL Must Escape The Shopping Mall Instructions It’s Christmas season and you were working late in the mall. Before you knew what happened, they closed the doors, leaving you locked inside! The weather is bad and there’s probably a snow storm coming.

Glossary of Real Estate Finance Terms. The terms below are commonly used in the real estate finance industry. Use the alphabetic index to move quickly your term of interest. Please drop us an email if you need further explanation or you find a term we have not defined.. A written summary of.