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If you are looking to refinance and want the best rate and terms with an easy process with more favorable guidelines, an FHA loan is definitely a loan that you should consider.. When it comes to refinancing, there are basically 2 main reasons why it would benefit you to refinance your existing FHA mortgage:

These are some of the biggest and most reputable mortgage lenders in the industry, and their websites make it easy to find their best mortgage rates. A note about mortgage points: One way to get a lower mortgage rate is to pay “points,” or upfront interest paid to the bank that secures a lower long-term interest rate on your home loan. One.

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